Your net worth is what you own minus what you owe:
Net worth = Assets − Liabilities.
The "Net worth" page calculates it for you and shows how it changes over time.
The page is available only in the web app.
What is counted
The page is split into two columns.
• Assets (+): your visible accounts ("Liquidity / Investments"), the money other people owe you ("Credits") and the things you own ("Assets").
• Liabilities (−): the amount due on your credit cards ("Credit cards") and the money you owe ("Debts").
Hidden accounts are not counted. Credits and debts come from the "Debts" page.
The chart
The chart shows your net worth at the end of each period displayed, with the addition of the today value.
Use the "Months" / "Years" switch to change the period. The part after today is a forecast, drawn with a dashed line.
• Past values are rebuilt from your transactions.
• Future values include your scheduled transactions and the asset appreciation/depreciation.
• Paying back a debt does not change your net worth: the money moves from your account to the debt.
Assets
An asset is something valuable you own, like a home, a car or jewelry.
Use the "+" button to add one. You will be asked for:
• the name, a picture and the market value (what the asset is worth today).
• the yearly change: the percentage of the value changes every year. Use a positive number for things that gain value (like a home) and a negative one for things that lose value (like a car).
• the acquisition date (optional): the asset is counted in the chart from this date. If you have owned it since before you started using Fast Budget, leave it empty.
• "It is a gift": for a gift or an inheritance.
• the linked debts (optional): the debts used to buy the asset, like a mortgage. A gift cannot be linked to debts.
Tap an asset to see its details and to edit or delete it.
Include debts in the related assets
When this switch is on, each asset shows its value minus its linked debts, and those debts are not listed in the "Debts" card.
When it is off, assets show their full market value and the linked debts are listed with the other debts.
Your net worth is the same in both cases.
Example
You have 100,000$ in your bank account.
On September 1, you buy a 200,000$ home: you pay 100,000$ from your bank account and take a 100,000$ mortgage.
Add the expense of 100,000$ as a transaction and the mortgage as a debt on the "Debts" page.
On the "Net worth" page, add the home as an asset: market value 200,000$, acquisition date September 1, and select the mortgage as a linked debt.
Your net worth stays at 100,000$: before September 1 it is your bank account, after it is the home (200,000$) minus the mortgage (100,000$).